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- Workers’ Compensation Claims for Manufacturing Workers
According to the National Association of Manufacturers, this industry employs about 8.41% of the workforce in the United States. Manufacturing jobs are an intricate part of the United States economy, but they are also hazardous. From operating heavy machinery to handling dangerous materials, manufacturing workers face a higher likelihood of workplace injuries.
When accidents happen, these workers can get benefits to help alleviate some of the costs associated with medical care and lost wages. Workers’ compensation claims for manufacturing workers ensure that employees are cared for in case of a work-related injury.
If you would like to learn more about these benefits and how to apply for them, here are a few facts to consider for your claim.
Common Injuries in Manufacturing
According to 2020 data from the United States Bureau of Labor Statistics, there were 373,300 recordable incidents of nonfatal injuries and illnesses, which contributed to the following:
- 135,900 had days away from work
- 108,800 had days of job transfer or restriction
- 128,700 had other recordable cases
Manufacturing requires workers to engage in strenuous and often dangerous job duties. If you have been injured, you may be able to claim workers’ compensation. Some of these injuries can include:
Overexertion
In the manufacturing industry, workers often face physically demanding tasks, which can often cause overexertion. Lifting heavy objects, performing repetitive motions, and engaging in strenuous activities are all activities that may result in injuries. As a result, workers may experience strains, sprains, and other musculoskeletal injuries.
Slips, Trips, and Falls
Slippery floors, cluttered workspaces, and uneven surfaces can also contribute to slips, trips, and falls. As a result, these workplace accidents end up as fractures, concussions, and other injuries for workers.
Electrocution
Many workers in manufacturing facilities must use electrical equipment. Training and safety gear can help reduce the chance of an incident, but there are times when accidents just occur. Electric shocks can cause burns, cardiac issues, and even fatalities.
Falling Objects
In some manufacturing factories, there may be multi-tiered storage systems. If something is not placed correctly or secured, it can fall on a worker below. In turn, that can lead to broken bones and head or spine injuries even if the person is wearing safety equipment.
Exposure to Harmful Substances
Depending on the products handled, workers may face exposure to toxic substances. Sometimes, that can lead to job-related injuries that could affect the lungs, eyes, and skin.
While the above are a few work-related injuries, it is not an exhaustive list. You could qualify for workers’ compensation if you have been injured while completing your employment responsibilities.
Am I Eligible for Benefits?
When it comes to eligibility for workers’ compensation benefits, almost every manufacturing worker has the right to claim benefits if they are injured on the job. Full-time employees, part-time workers, and temporary staff can collect these benefits.
Keep in mind that independent contractors may not be covered under workers’ compensation benefits. If you are a third-party contractor, you may have to file your claim with your employer instead of the company where you completed the subcontracted work.
What Benefits Are Available?
If you have been injured, what types of benefits could you receive? These benefits can often cover the following:
- Medical treatment: Workers’ compensation claims for manufacturing workers can cover necessary medical costs related to the job injury. In most cases, hospital stays, surgeries, doctor’s visits, prescription medications, and any other treatments are included in these benefits.
- Temporary disability payments: If the injury prevents you from working as you recover, workers’ compensation will kick in and cover a portion of your wages. These temporary disability payments can help you have some income while you are away from work.
- Permanent disability payments: Sometimes, the injury or illness will leave you with life-altering consequences. In turn, that can affect your ability to work, and workers’ compensation provides compensation in the form of permanent disability payments to help you still recover income if you cannot return to your job.
- Vocational rehabilitation: If you have suffered a severe injury or illness that prevents you from returning to your previous job, these benefits can assist in finding alternative employment or vocational training to transition into a new role that suits your abilities.
- Death benefits: Unfortunately, work-related deaths are not uncommon. When these employees tragically die, workers’ compensation is available for the surviving dependents. Work-related death benefits can aid with funeral costs and the financial impact caused by the decedent’s lost income.
Remember that each state has its own rules regarding workers’ compensation benefits. You will want to reach out to your own state’s board to learn more.
What To Do If Injured in Your Manufacturing Job
After a work-related incident, you will want to take a few steps to ensure you get the benefits that you’re entitled to.
You need to:
- Report the injury to your supervisor or human resources department
- Have the injury or illness examined by a health care professional
- Keep records of medical expenses, prescriptions, and other costs
- File or have your employer file the paperwork for the claim
Once completed, you will either have your benefits approved or denied. With a denial, you have the right to file an appeal. In many situations, you may have missed important documents or failed to meet a deadline. In most cases, these denials are approved after remedying the issue.
When you follow these steps, you can give yourself the best chance of receiving the benefits you deserve in the event of a work-related injury.